Use your personal assets to secure a loan and get your assets back once the loan is repaid. No credit checks. Safe & Secure. Come see for yourself.

Your assets’ security is our top priority. With Sunset Jewelry and Loan you have the confidence of knowing that we are licensed, bonded and insured. This means your assets are protected from the moment they come into our possession, until you have successfully redeemed your loan.

 

How It Works

1. We Evaluate
Call or stop by and one of our qualified staff will evaluate your asset.
We enjoy the evaluation process.
2. We Make You an Offer
If you accept our offer, we give you cash on the spot.
You will be treated with respect and will never feel pressured.
3. You Redeem, We Return
If we loaned on your asset, you pay back the loan and any unpaid interest that accrued. Your asset is safely returned to you.
Hopefully we can service you again in the near future.

 

Frequently Asked Questions

What types of assets does Sunset Jewelry and Loan buy or accept as collateral for loans?

Sunset Jewelry and Loan accepts the following types personal property:

    • Jewelry & Diamonds
    • Luxury Watches
    • Gold & Precious Metals
    • Fine Art & Antiques
    • Luxury Handbags
    • Have something else? Sunset Jewelry and Loan has provided loans on other types of assets as well. Please contact us to see if we can assist you.

How much can I borrow?

Asset loans are based on the value of your item. 

How do I know my items are safe

Your assets’ security is our top priority. With Sunset Jewelry and Loan you have the confidence of knowing that we are licensed, bonded and insured. This means your assets are protected from the moment they come into our possession, until you have successfully redeemed your loan.

Who will value my assets and determine how much I can loan?

We have a highly trained and experienced staff. On occasion we get stumped and have to consult outside “experts.” However, most of the time we can give you an immediate assessment.

How do you determine the loan amount?

Loan amounts are determined by market value, not the original cost of an item. Gold, silver and platinum are first assessed by purity and weight and then by maker. By example, a Tiffany or Cartier necklace will command a premium. Diamonds are valued by the three C’s, cut, clarity and color and are valued based on a whole sale price. The value of other items are determined by established auction values and other means. Remember, there is no law that says you have to borrow the maximum amount.

Can I have more than one loan at a time?

Yes. There is no limit to the number of loans you can have or the number of time you can loan.

What is the interest?

The Federal Government and State of Florida dictates the maximum amount of interest that can be charged. Sunset Jewelry and Loan works on a sliding scale depending on the item and the amount being borrowed. In most cases Sunset Jewelry and Loans interest is far below Federal and State maximums. Call or stop in and let us evaluate your items and explain interest options to ensure you are getting the best terms possible.

Can the loan be renewed?

Absolutely. Renewal dates and terms are set by State law. Interest accumulates every 30 days with a 60 day grace period. You have 60 days to repay the loan with interest or pay the interest and extend for an additional 30 days. This may be done indefinitely. Additionally, after an item has been in loan over 60 days interest is pro-rated based on a 30 day month. Any account over 60 days in arrears is considered forfeited.

Can I get my money immediately?

In most cases we give you cash on the spot.

How may I pay interest or pay to redeem the item?

We accept cash, bank transfer or debit card payments. Some payment methods process faster than others so it is important that you understand the processing time required for the payment method that you chose to use.

What if I have bad or no credit?

Sunset Jewelry and Loan does no credit checks. Your loan is strictly based on your asset.

Where will my assets be stored?

Your property will be safeguarded within our store. Depending on size, your item will likely reside in one of our several TL Rated and alarmed safes. Your assets’ security is our top priority. With Sunset Jewelry and Loan you have the confidence of knowing that we are licensed, bonded and insured. This means your assets are protected from the moment they come into our possession, until you have successfully redeemed your loan.

Can someone else redeem assets on my behalf?

No. Florida law stipulates that only the pledger may redeem an item

 

Testimonial

“I went there with an old guitar of mine and he gave me more than any other offer I had gotten in the area! This man is honest and not looking to screw you over. He treats you fairly and gives you a fair price for your goods, unlike any other pawn shop. This place is also filled with unique and tasteful antiques, jewelry and sports memorabilia among other one of a kind things that are definitely worth checking out. 10/10, would recommend! Stop by and check it out! With the inventory constantly changing, who knows what you may find!”   

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Check out our 5 star rating and other reviews on Google.